With the current global economic crisis, as many as 75 percent of insurance providers have estimated that insurance premiums will rise up this 2009 and the insured definitely will bear the burden. Not to worry, there are some interesting ways to combat effectively the rising home insurance rates.Though the crisis is global, the competition in the insurance industry is still very high with many providers fighting for customers in the market. Go online and shop for companies that offer affordable rates to new customers. Some of them are in the habit of raising policy rates for older customers who are unlikely to move to other providers; if your provider behaves this way, it is time for a change.Take some precautionary measures like investing in flood guard and sand bags especially if your property is in a flood risk area.You can also install burglar / smoke alarms, fix door and window locks, security lighting etc these devices attract a lot of discounts from insurers. This will eventually lead to great savings annually.Even with a bad global economic situation, you are more or less self-mandated to protect you home, home content and the human occupiers that reside in the property with you. Do not allow this economic down slide to make you compromise on more important issues like buying a comprehensive home cover deal. Your fastest and safest means is to use the internet. Online, it is easy to get connected to many reliable providers and also very easy to get approved for your preferred deal.Where To Get Trusted Home Insurance Companies and Compare Their Free Quotes Online?